A paystub generator is an online tool that takes your pay details and produces a formatted pay stub with federal income tax, state income tax, Social Security, Medicare, and year-to-date totals calculated automatically. Check Stub Generator does exactly that in under two minutes. You enter your information, preview the finished stub on screen before you pay anything, and receive a print-ready PDF in your inbox for $5.99 per stub. Every calculation is driven by current IRS withholding tables and the tax rules of the state you select, across all 50 states.
Who Uses a Paystub Generator and Why
Small business owners and employers
If you run a business with a handful of employees, full payroll software is expensive and slow to set up. A paystub generator gives you compliant earnings statements for every pay period without the subscription. You add your company name, logo, and address once, then produce stubs for each employee as payday arrives. Many states legally require you to give employees a written record of earnings and deductions, and a generated stub satisfies that record-keeping duty.
Self-employed people, freelancers, and gig workers
When you work for yourself there is no payroll department issuing statements. That becomes a problem the moment a landlord, a lender or a leasing office asks for proof of income. Our tool lets you document your real earnings in the same format an employer would issue, so your income is presented in a way lenders recognise immediately. Contractors get a stub without withholdings, which is the correct format for 1099 income.
Employees who need a replacement or a record
Payroll portals go down. Employers close. Old stubs get lost in a move. If you have accurate figures from your own records and need them presented in standard form for a mortgage application, a car loan, or a rental file, you can rebuild that record here in minutes.
What Our Paystub Generator Calculates for You
You supply the earnings. The generator handles every deduction line:
• Federal income tax withholding, based on current IRS withholding tables and the filing status you select
• State income tax, using the rules of the state you choose, including states such as Texas, Florida, Nevada, Tennessee, Washington, Wyoming, South Dakota, and Alaska that levy no state income tax on wages
• Social Security tax at 6.2 percent of wages up to the annual wage base
• Medicare tax at 1.45 percent of all wages, plus the additional Medicare surtax on high earners
• Year-to-date totals for gross pay, each tax line, and net pay
• Voluntary deductions you add, such as health insurance premiums, retirement contributions, or garnishments
• Additional earnings such as overtime, bonuses, commission, and tips
Contractor stubs are handled differently and correctly. Payments to independent contractors are not subject to federal or state withholding, so a 1099 stub from our generator shows earnings without those deduction lines.
Why Choose Check Stub Generator
Preview before you pay. You see the completed stub on screen and check every figure before any card is charged. Several competitors take payment first.
One flat price. $6.99 per stub, stated openly. No subscription, no credit bundles you have to buy in advance, no upsell at checkout.
All 50 states. State tax rules apply automatically when you choose your state.
Templates with your logo. Upload your company logo and pick from multiple professional layouts, so stubs match the rest of your business documents.
Unlimited corrections before checkout, plus a 24-hour correction window after. Typos happen. We fix them.
Delivered by email in minutes. No account creation, no waiting, no software to install.
Your data stays yours. Checkout is encrypted, and we do not sell or share the information you enter.
Full tax form library alongside the generator. W2 forms, 1099-MISC forms, and W3 forms going back multiple tax years, all in one place.
